Downsizing and Saving Money – Good Trend

Do you want to DECREASE your living expenses?


Do you want to own your own condo or house at a low price, low payment and still be able to be financially secure?

I remember many years ago when we bought our first house; sold it at a profit 8 years later, bought up again, and again. Made some profit for sure; isn’t that what we were supposed to do?

My husband and I also continued to buy “stuff”, because with a bigger house, you need to buy more things to fill it. It also meant buying two cars, commuting to work, etc. Many of us only realize after we buy the big house and the closets of clothing and toys that we have too much stuff and too many financial obligations. Unwinding ourselves from the financial burdens of a big house payment or car lease can be difficult, especially in this economy.

Therefore I have been noticing some changes not only in my family and friends but clients as well who wants to downsize. How does one do that?

Make small changes little by little, not all at once. Do not discard all everything at once.

Think about what you want, not what you think you’re supposed to want. Do not care about the Joneses. We used to want to be like the Joneses, and that only got many of us into debt. Live below your means because you want to.

Save your money. Even if you earn little interest, at least you saved it.

Depend on spending as little as possible weekly so it is considered a fixed expense. The rest is yours to do whatever you want to do with it – save in savings account, and so on.

You will have less debt, perhaps live in a smaller home or condo and have less obligations. No doubt, you will be happier!

Memorial Day

Categories:Community Events, Whats NewAuthor:Jill Date:2015-06-18
A former neighbor of mine YEARS AGO gave me this articles which she had typed up for me on her old “Royal” typewriter.

Americas Independence Day

Categories:Whats New, Community EventsAuthor:Jill Date:2015-06-18
When the initial battles in the Revolutionary War broke out in April 1775, few colonists desired complete independence from Great Britain, and those who did were considered radical.

I Love Downtown Disney

Categories:Investment, Community Events, Whats NewAuthor:Jill Date:2015-06-18
Downtown Disney is one of my favorite places. Downtown Disney is not part of the theme parks. Read More...

Foreclosure and Loan Modifications

Categories:Seller Info, Buyer Info, Real Estate AdviceAuthor:Jill Date:2015-06-18
There is so much information out there about foreclosure and loan modifications in the news that the consumer does not know what to believe. I am in the process of gathering information to benefit the consumer.

Feel Better

Categories:Whats NewAuthor:Jill Date:2015-06-18
Do you ever feel anxious, sad or depressed? How do you help yourself feel better? Do you eat, drink alcohol or take drugs?

North Orange County Real Estate Online

Categories:Buyer Info, Investment, Real Estate Advice, Community Events, Seller InfoAuthor:Jill Date:2015-06-18
Welcome to your online resource for North Orange County Real Estate! I want to thank you for visiting and invite your feedback.

What is a Short Sale

Categories:Real Estate Advice, Seller Info, Buyer Info, InvestmentAuthor:Jill Date:2015-06-18
Simply put, the property is legally owned by a person or corporation and is often occupied by an owner or tenant or it could be vacant.

What is a Short Sale?

Author:Jill Date:2015-06-18
Did you know that the bank or servicer will own the property in this scenario?Your real estate agent or broker will negotiate this purchase for the buyer between a bank employee instead of an owner/seller.

Short Sale Glossary Terms

Categories:Seller Info, Buyer Info, Investment, Real Estate AdviceAuthor:Jill Date:2015-06-18
A homeowner can enter into a short sale when they owe more on their mortgage than the home is currently worth.

I Want to Help Those With Credit Issues

Categories:Real Estate Advice, Buyer InfoAuthor:Jill Date:2015-06-18
The FHA 203k Loan allows for the buyer to finance the cost of repairs needed on a property into their mortgage

When is it okay to give your social security number to others

Categories:Seller Info, Buyer Info, Real Estate AdviceAuthor:Jill Date:2015-06-18
According to Clark Howard, DO NOT give it out unless it’s absolutely, positively required for what he’s doing. Read more

What is an REO

Categories:Buyer Info, Real Estate Advice, Investment, Seller InfoAuthor:Jill Date:2015-06-18
Did you know that the bank or servicer will own the property in this scenario?Your real estate agent or broker will negotiate this purchase for the buyer between a bank employee instead of an owner/seller.

Credit Repair

Categories:Real Estate AdviceAuthor:Jill Date:2015-06-18
Did you know that companies and employers check individual credit reports before hiring a worker. Yes, it’s not just about good academic grades and training. Your credit status can also make or break your future in a respected company.

Pepperwood Villa Townhomes

Categories:Buyer Info, InvestmentAuthor:Jill Date:2015-06-18
Read about Pepperwood Villa Townhomes located near Disneyland Resort, Anaheim, CA

Downsizing and Saving Money Good Trend

Categories:Buyer Info, Investment, Seller InfoAuthor:Jill Date:2015-06-11
Do you want to own your own condo or house at a low price, low payment and still be able to be financially secure?

Buying With Elderly Parents and Living in Harmony

Categories:Real Estate Advice, Buyer InfoAuthor:Jill Date:2015-06-11
For many families, a successful living arrangement depends on being able to provide separate, private living space for the parent or adult child, and in-law apartments do just that.

Vacation Homes in Anaheim

Categories:Buyer Info, InvestmentAuthor:Moniquie SantosDate:2015-06-11
My knowledge and expertise in this area is due to the fact that not only do I work in the area, but I also live here.