Buyer Info

Buying and Selling with Contingencies: Can be Frustrating…

March 5, 2010 by Debbie · Leave a Comment 

This article appears on the CAR.org web site,which is the California Association of Realtors Site. I thought it might be of interest.
http://www.yourpieceofcalifornia.com/news2_080309.asp

Buyers: What you should know before buying a home….

January 18, 2010 by Debbie · Leave a Comment 

 

Before you start looking for a home, get pre-qualified for a loan. Banks, credit unions and mortgage bankers make home loans; mortgage brokers process them. The lenders will take an application, process the loan documents, and see the loan through to the funding stage.

If you have marginal or bad credit, consult your lender. You may [...]

Home Buyer Program Extended……

November 8, 2009 by Debbie · Leave a Comment 

Great News!  The Federal Government DID extend the federal tax credit through April 30, 2010,
with a 60-day extension if a binding contract is in place before the deadline. First-time homebuyers will continue to be
eligible for a tax credit of up to $8,000, while existing homeowners will be eligible for a reduced credit of up to [...]

Sold Property: 1495 w. Cerritos # 1, Anaheim 92802

September 20, 2009 by Debbie · Leave a Comment 

This property is now in escrow.  It is a  lovely ONE STORY condo END unit located close to the Disneyland Resort. It consists of 3 bedrooms, 2 baths. The garage is attached to the patio, and when you enter the garage you will walk directly from the patio into the house. It is a beautiful [...]

Sold in 3 days!

August 21, 2009 by Debbie · Leave a Comment 

Wow! I absolutely love representing a client on the sale of their home, and get it sold in such a short time! My client on Mira court was worried she would not find another home to move to so quickly! However, guess what!
Within two weeks, her new home will be ready for move in, and [...]

First Time Buyers: Start House Hunting Now!

August 21, 2009 by Debbie · Leave a Comment 

Start house-hunting now to qualify for tax credit for first-time
home buyers
First-time homebuyers-those who have not owned a home for at
least three years-may be eligible for the $8,000 federal tax
credit, but the window of opportunity is closing rapidly.
To qualify for the credit, the buyer must close escrow by midnight
on Nov. 30, when the tax credit expires. [...]

CREDIT REPAIR

August 16, 2009 by Debbie · Leave a Comment 

Did you know how a bad credit score can hurt your employment?
Did you know that  companies and employers check individual credit reports before hiring a worker. Yes, it’s not just about good academic grades and training. Your credit status can also make or break your future in a respected company.
This applies to executive job levels [...]

What is a Short Sale?

August 15, 2009 by Debbie · Leave a Comment 

Simply put, the property is legally owned by a person or corporation and is often occupied by an owner or tenant or it could be vacant. However, the owner owes more on the property than what it is worth, therefore the bank or lender needs to approve the sale since the lender stands to lose [...]

What is an REO?

August 15, 2009 by Debbie · Leave a Comment 

Did you know that the bank or servicer will own the property in this scenario?
Your real estate agent or broker will negotiate this purchase for the buyer between a bank employee instead of an owner/seller).
Paperwork/Rules for Offer Submission: Standard purchase and sale agreements are used as well as the banks’ own addendums and disclosures. Offers [...]

Foreclosure and Loan Modifications

August 10, 2009 by Debbie · Leave a Comment 

There is so much information out there about foreclosure and loan modifications in the news that the consumer does not know what to believe. I am in the process of gathering information to benefit the consumer. Therefore, I ask you to please send me your questions or post them here so that I can research [...]

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